How to Pay with Apple Cash or a different bank account

If you choose Pay Now, you can use your Apple Cash balance to make an immediate one-time payment. If the balance of your Apple Cash account is less than the amount of your payment, the remaining balance is paid from your default bank account.

You can also choose a different bank account to pay your Apple Card balance:

1. Open Wallet on your iPhone and tap Apple Card.
2. Tap to pay.
3. Choose a payment amount and tap the Pay Now button.
4. Tap your bank account, then choose a different bank account.
5. Tap the Back button and authenticate with Face ID, Touch ID, or your passcode to make a payment.

Turn payments with Apple Cash on or off

If you want to pay from only your bank account without using your Apple Cash balance, follow these steps:

1. Open Wallet on your iPhone and tap Apple Card.
2. Tap to pay.
3. Choose a payment amount and tap Pay Now.
4. Tap your bank account, then turn Apple Cash on or off.
5. Tap the Back button, then authenticate with Face ID, Touch ID, or passcode to make a payment.

Choose or change a payment source

Add a bank account that you can use to make payments, or use Apple Cash to help pay off your Apple Card balance. The first time you choose to add a bank account, you’re asked if you want to add the same bank account that you use with Apple Cash. If you select Yes, the bank account is automatically added.

Add a bank account

1. Get your bank account number and bank routing number.
2. Open Wallet on your iPhone and tap Apple Card.
3. Tap the more button .
4. Scroll down and tap Bank Accounts.
5. Tap Add a Bank Account, then follow the instructions on your screen.

You can add multiple bank accounts to make payments. The first bank account you add will be your default bank account.

Delete a bank account

Before you delete a bank account, you must delete any payments that you set up using that bank account.

Then, open Wallet on your iPhone and follow these steps:

1. Tap Apple Card.
2. Tap the more button .
3. Scroll down and tap Bank Accounts.
4. Tap Edit.
5. Tap the delete button .